Objective of West Bengal Student Credit Card Scheme

The main objective of the West Bengal Student Credit Card is to provide loans to students for higher education. Through this scheme loans up to Rs, 10 lakh will be provided to students which will help them to pursue their higher education without thinking about the financial burden. Now each and every student of West Bengal will be able to get higher education. This scheme will also reduce the unemployment rate among the citizens of West Bengal as now more students will be able to get education and employment.

Interest Rate Under West Bengal Student Credit Card Scheme

All those students who are studying in class 10th and above can take the benefit from the West Bengal Student Credit Card Scheme. Through this scheme, students can avail a hassle-free and collateral-free loan with a nominal interest of 4% per annum.

This low-interest loan helps reduce the financial burden on families and ensures that no student is deprived of education due to lack of funds.
The interest is subsidized by the state government to make higher education more accessible and affordable.

Quick Enquiry

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Benefits And Features Of West Bengal Student Credit Card

Through this Scheme, students will be provided educational loans up to Rs 10 lakh for higher studies
Students studying in class 10th or above will be able to take benefit of this scheme
The loan provided through this scheme will be available at a very low rate of interest
In order to get the number of loans students will be provided a credit card
Through this credit card, students can withdraw the amount of loan
All those students who are living in West Bengal for the last 10 years can take benefit of this scheme
West Bengal Student Credit Card can also be availed for undergraduate, postgraduate, doctoral, and postdoctoral studies in India or abroad
The benefit of this scheme can avail till 40 years of age
After getting job students to have to repay the amount of the loan within a period of 15 years

Eligibility Criteria of West Bengal Student Credit Card

The applicant must be permanent resident of West Bengal
Applicant must be living in West Bengal for a period of at least 10 years
The upper age limit to apply for this scheme is 40 years

Required Documents To Apply For West Bengal Student Credit Card Scheme

Aadhar card
Residence certificate
Age proof
Ration card
Income certificate
Bank account details
Mobile number
Passport size photograph

Apply Online West Bengal Student Credit Card Scheme

Registration

Step-by-Step Registration Process:

Visit the Official Website
Go to the official portal:
https://wbscc.wb.gov.in
Click on ‘Student Registration’
On the homepage, locate and click on the ‘Student Registration’ tab.
Fill in the Registration Form
Provide the required details such as:
- Name
- Date of Birth
- Contact Information
- Educational Details
- Aadhaar Number, etc.
Generate Unique ID
Once the form is submitted successfully, a Unique ID will be generated.
Receive Confirmation
This Unique ID will be sent to your registered mobile number via SMS for future reference.

Student Login & Complete the Loan Application

Step-by-Step: Login & Fill Application Form

Visit the Official Website
https://wbscc.wb.gov.in
Click on ‘Student Login’
Select the Student Login option from the homepage.
Enter Credentials
- Application ID
- Password
- Captcha Code
  Then click on Login.
Access the Dashboard
After logging in, your Applicant Dashboard will be displayed.
Click on ‘Application Detail’
Then, click on Edit Loan Application to start filling out the full form.

Fill the Application Form

Fill in the following details carefully:

Personal Details
Co-Borrower Details (Parent/Guardian)
Present & Permanent Address
Course and Income Details
Bank Details of the Student
Click Save and Continue.

Upload Required Documents

Make sure you have clear, scanned copies of the following documents:

Recent passport-size photograph of the student
Recent photograph of co-applicant (Parent/Guardian)
Signature of the student as per specification
Signature of the co-borrower/legal guardian
Address proof of co-borrower
Aadhar Card of the student
PAN Card of the student or an undertaking
PAN Card of the co-borrower or an undertaking
Admission receipt from the educational institution
Class 10th Board Registration Certificate
Click Save and Continue.

Submit the Application

A new page will appear – review all your details.
Click on Submit Application.
A confirmation dialog box will appear.
Click Yes to confirm.
Your application is now submitted successfully!