MNSSBY – Bihar Student Credit Card Scheme (BSCCS) Overview
Education is every student’s right, but financial constraints often become a barrier. To support such students, the Government of Bihar launched the Mukhyamantri Nishchay Swayam Sahayata Bhatta Yojana (MNSSBY), popularly known as the Bihar Student Credit Card Scheme. This initiative aims to provide financial support to students for pursuing higher education after completing Class 12.
Launched On: 2nd October 2016
Purpose: To support students who cannot afford higher education due to financial constraints.
Eligibility: Students who have passed Class 12 and wish to pursue further studies.
Loan Amount Provided
Under this scheme, students can avail an education loan of up to ₹4 lakhs from the bank to pursue higher education.
Quick Enquiry
How to Apply Online for the BSCC Scheme
Follow these steps to apply:
Visit the official portal:
https://www.7nishchay-yuvaupmission.bihar.gov.inClick on “New Application Registration.”
Fill in the registration form and verify it using the OTP received on your phone.
You will receive your User ID and Password via SMS and email.
Log in using the credentials and fill in your personal details.
Select “Bihar Student Credit Card” and click “Apply.”
Fill in the following details in the application form:
Income/Financial details
Details of security (if any)
Existing loan details (if applicable)
Preferred repayment terms
Click on “Submit”, download the PDF, and take a printout of the application.
A dedicated DRCC (District Registration and Counselling Centre) manager will be assigned to your application. You’ll receive an email/SMS about your visit date.
Visit the DRCC on the given date with all self-attested documents and the printed application form.
Documents Required
Class 10th & 12th marksheets and certificates
Aadhaar card (of both applicant and co-applicant)
PAN card (of both applicant and co-applicant)
Passport-size photos of the student, parents, and guarantor
Residence proof
Family income certificate or Form 16
Loan Approval Process
The bank will review and upload the loan approval letter within 15 days to DRCC.
An SMS will be sent to the applicant once approved.
The student must visit the DRCC to collect the Student Credit Card and loan sanction letter.
Finally, visit the bank to complete formalities and receive loan disbursement.
How to Check Application Status
Go to the official website.
Click on “Application Status” on the homepage.
Enter your application details and click “Submit.”
Conclusion
The Bihar Student Credit Card Scheme is a golden opportunity for students who aspire to study further but are held back due to financial limitations. It empowers students to dream big and become self-reliant by providing easy access to quality education through financial support.
