Bihar Student Credit Card Scheme Online Apply | Bihar Student Credit Card Yojana

bihar government, on 2nd October 2016 Launched, bihar student credit card scheme to provide financial assistance to those students who are willing to pursue higher education. Under this scheme, the state government provides education loan of upto Rs. 4 Lakh to 10+2 passout students at 0% interest rate.

Documents required for Bihar Student Credit Card Scheme

Following are the documents required to apply for Bihar Students Credit Card Scheme.

1. 10+2 Mark Sheet.

2. Resident Certificate

3. Selection Certificate from recognized Institute for Higher Education.

4. A detailed document of fee for higher education, issued by Institute.

5. PAN Card

6. Self-attested copies of application form with passport size photographs.

7. Last 6 Months Statements of Parents Bank account.

8. Form -16 and Family income certificate of last year.

9. Income Tax Return of last two years.

10. Other identification documents like AADHAR Card, Voter Card, Passport, etc.

Loan Approval Process for Bihar Student Credit Card Scheme

After successfully submitting all the documents the government officials will examine the submitted documents. The verification process takes maximum 15 Days after receiving documents from the student. After the verification, the details are shared with the banks which then approve or disapprove the loan.

The reason of approval or disapproval of loan is shared by bank through SMS on registered mobile number shared during form submission.

When the loan is approved, the applicant required to visit the bank branch to complete the formalities.

Steps to Apply for Bihar Students Credit Card Scheme

Step 1. Visit website http://www.7nishchay-yuvaupmission.bihar.gov.in/

Step 2. Register as new user.

Step3. Fill the basic details.

Step 4. Student will receive an OTP (One Time Password) on registered number and email id.

Step 5. After entering the OTP, a new form will open where the student will have to submit personal details.

Step 6. After submitting personal details, 3 options will appear.

Step 7. Select the student credit card from the 3 option and fill details in new form.

Step 8. After filling the form details click the submit button.

Step 9. The Unique ID Number will be sent on the registered mobile number, after successful form submission.

Step 10. The Student will also receive a PDF copy of Submitted form and details of documents required for the further process.

Bihar Student Credit Card Scheme details can also be downloaded from the link below.